Richard DeNapoli – Certified Financial Planner

What Is Financial Planning?

Financial planning is the process of:

  • Understanding your financial goals
  • Knowing when you will need to use your money, and what you will be using it for
  • Establishing a plan of action with specific steps to achieve those goals.

To give good advice, a financial planner, also called a financial advisor, must gather personal and financial data about you. They use this data to create projections that show you when and how you might accomplish your goals.

Reasons you need a financial planner

In most cases, you won’t need a financial planner for managing your day-to-day finances. However, when there are big changes in your life, a financial planner can help you make the necessary changes to your finances. Here are some instances in which you might consider hiring a financial advisor:

  • You got married and/or had kids. It can be stressful to blend two financial lives. Add kids to the mix, and you’ll find yourself swirling down a pit of financial confusion. A financial planner can help you address issues of insurance, assets, money management, and more.
  • You’re getting divorced. A planner can help devise an equitable settlement that makes long-term financial sense.
  • You’re planning for retirement. Investments are a big part of retirement saving. A financial planner can help you decide how to invest, along with the best ways to withdraw funds upon retirement.
  • You’re facing a financial crisis. Nobody wants to be in this position. But whether the crisis is caused by job loss, illness, legal problems or any other misfortune, you don’t have to face it alone.
  • You’re buying or selling a home. Any sort of home-sale transaction can be really scary. Consulting a planner for advice can provide you with recommendations and information on everything from your loan to the tax implications of becoming a homeowner.
  • You’ve received a financial windfall. This is one financial problem I wish I had. If you’ve come into some unexpected money, a financial planner can manage your larger nest egg and figure out the best ways to invest.
  • You’ve lost a spouse. The death of a loved one is often followed by hurried financial decisions. A financial planner will be able to look at the situation with a calm and critical eye, and offer you advice that will benefit you in the long run.

If you’re going through any sort of major financial change, or trying to plan for the future, hiring a financial planner can certainly be money well spent.

If you think you are ready to hire a competent and experienced Financial Planner, Richard DeNapoli can help!  With over 10 years of extensive experience as a Certified Financial Planner, he will evaluate your situation and provide guidance to ensure your financial future is secure.

Contact Florida lawyer Richard DeNapoli if you need financial planning assistance.

In addition to being a practicing attorney, Richard DeNapoli is a Certified Financial Planner® and holds licenses as a Florida Real Estate Broker and Mortgage Broker.

Contact the Law Offices of Richard DeNapoli, P.L. today: (941) 275–6030 for a consultation that will provide you with valuable information from a knowledgeable and client focused practice.  You can also visit his website for more information on his law practice.

Richard DeNapoli, Esq., LL.M., CFP®, Florida Attorney

Richard DeNapoli provides legal counseling in several areas of law.

The Law Office of Richard DeNapoli, P.L. offers effective counsel in a broad range of legal matters.  Richard DeNapoli is an experienced legal advocate who is focused on meeting the needs of fellow Floridians, by offering a wide spectrum of services:

  1. Real Estate. If you hire Richard DeNapoli to represent you in the buying and selling process, he will assist you at every stage of your real estate transaction.  Some of the legal issues you may encounter could be related to contracts, inspections and titles.  Richard DeNapoli‘s proficiency in real estate enables him to protect his clients who are selling their homes, while ensuring that they get a lucrative return on their investment.
  2. Estate planning. Richard DeNapoli is a skilled attorney with vast knowledge and experience in Florida law and comprehensive estate planning.  He will ensure that your assets are protected by using an estate-planning tool that best accommodates your particular situation.
  3. Probate attorney. As with any legal proceeding, there are technical aspects to probate administration.  Probate is a process that proves the will of a deceased person is valid, so their property can in due course be retitled or transferred to beneficiaries of the will.
  4. Small Business Planning. Get your small business off the ground with professional legal assistance from Richard DeNapoli. He can assist you in areas such as, incorporating and structuring your business, licensing, labor laws, and contracts.
  5. Election Law. If you are considering running for office in the state of Florida, Richard DeNapoli can assist you in the process from the beginning of your campaign and throughout, so that you can avoid any mistakes and comply with the law.  DeNapoli can provide assistance to candidates running for local, state or federal office – as well as to campaign staffs, political committees and elected officials.

Attorney Richard DeNapoli is a practicing attorney with over 10 years of real estate, estate planning and financial planning experience.  He is a graduate of the Fordham University School of Law, and has a Masters in Estate Planning (LL.M.) from the University Of Miami School Of Law.  He is licensed to practice law in Florida.  In addition to his practice of law, Attorney DeNapoli is a Certified Financial Planner® and holds licenses as a Florida Real Estate Broker and Mortgage Broker.

In 2007, Richard DeNapoli was appointed as a Commissioner to the Florida Real Estate Commission (“FREC”), and subsequently reappointed when that term was up. Both of his appointments to the FREC were confirmed by the Florida Senate. He was unanimously elected to serve as the Chairman of the Florida Real Estate Commission from 2010-2011 and served two terms on the Commission through December 2013.
Contact Florida lawyer Richard DeNapoli if you need legal assistance.

Contact Richard DeNapoli at (941) 275-6060 to see how he can help you with all your legal needs.

Richard DeNapoli Provides Legal Assistance in Florida

The law offices of Richard DeNapoli, located in Palm Harbor, Tierra Verde, and Venice, Florida, provides legal counsel in areas of Real Estate, Probate Administration, Election Law and Small Business Law.  Richard DeNapoli services clients throughout the Sunshine State.  The attorneys and staff have many years of experience in these areas of the law, and we pride ourselves on exceeding our clients’ expectations.

Richard DeNapoli Background

Richard DeNapoli is a graduate of the University of Miami School of Law (2008, LL.M., Estate Planning), Fordham Law School (2002, J.D.) and New York University (1999, B.A., Politics; B.A. Italian). He is also licensed to practice law in Florida.

Richard served as a prosecutor in Orange County, Florida for a short time after law school, prosecuting third degree felonies, before returning to South Florida to care for his grandmother when his grandfather passed away in June 2003.

In 2007, Richard DeNapoli was appointed as a Commissioner to the Florida Real Estate Commission (“FREC”), and subsequently reappointed when that term was up.  Both of his appointments to the FREC were confirmed by the Florida Senate.

He was unanimously elected to serve as the Chairman of the Florida Real Estate Commission from 2010-2011, and he continued to serve on the Commission for two terms over six years through December 2013.

A native of Florida, Richard DeNapoli cares deeply about foster care issues, and spent about a year in foster care before being adopted by his maternal grandparents.  In addition to being a Licensed Attorney, Realtor, Mortgage Broker and Notary, Richard has also been successful in obtaining his CERTIFIED FINANCIAL PLANNER(TM) certification.

Richard DeNapoli Practice Areas

  1. Real Estate. If you are buying or selling a home or commercial property, having a real estate attorney can be just as important as having a Realtor.
  2. Estate planning. Richard DeNapoli will ensure that your assets are protected by using an estate-planning tool that best accommodates your particular situation.
  3. Probate attorney. Richard DeNapoli can help facilitate a smooth ride through the probate administration process.
  4. Small Business Planning. Richard DeNapoli can assist you in areas such as, incorporating and structuring your business, licensing, labor laws, and contracts.
  5. Election Law. DeNapoli can provide assistance to candidates running for local, state or federal office – as well as to campaign staffs, political committees and elected officials.

Contact Florida lawyer Richard DeNapoli if you need legal assistance.

Richard DeNapoli has extensive legal expertise in multiple areas of the law.  Contact the Law Offices of Richard DeNapoli, P.L. today: (941) 275 – 6030 for a consultation that will provide you with valuable information from a knowledgeable and client focused practice.  You can also visit his website for more information on his law practice.